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Basic Workers Compensation Info


If someone is injured as a result of his or her job, the first and primary source of recovery will be workers compensation. Here is some basic workers compensation info.

For those who are unfamiliar, workers compensation is a form of insurance for injured workers that provides two primary benefits. The first is compensation for lost income due to missed work and the second is payment of medical bills. What makes workers compensation unique is that injured employees are entitled to these benefits regardless of who is responsible for the injury.

Basic Workers Compensation Info | Complications

But there’s a catch. Subject to a few exceptions, injured employees are prohibited from suing their employer for the personal injuries that occur at work. This prohibition exists even if the employer is the cause of those injuries.

Another common issue with workers compensation is that it’s sometimes very difficult to obtain all the compensation the worker is entitled to under the law. Whether it’s an improper denial of the claim or requiring the worker to jump through a bunch of hoops, the workers compensation process does not always go smoothly.

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Basic Workers Compensation Info | Types of Benefits

There are two main types of workers compensation benefits, with the first being income replacement. The exact amount as well as how long a worker may receive this benefit will depend largely on the extent of the injuries and when the worker is capable of returning to work.

Workers can receive 60 percent of their gross weekly wage for up to 156 weeks. And instances where the injury leads to a permanent disability, the workers compensation benefits are available for as long as the disability is present.

Basic Workers Compensation Info | Medical Care Coverage

The second major benefit is the medical care coverage.  This will pay for most, if not all, of the workers reasonable medical needs. This includes mileage reimbursement for travel and prescription drugs. The workers compensation insurance company must pay these medical bills as long as the medical care is reasonably necessary. If you need to know more basic workers compensation info, please call our Lowell attorney today for a free consultation.

Don’t Wait. Insurers only have 14 days to pay or deny your claim. Learn how to improve your chances of having your claim approved.

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WHAT MY CLIENTS SAY

I’ve worked with Attorney Young on several cases and found him to be extremely knowledgeable, effective, and compassionate toward clients.
Brenner Webb 5.0

Attorney Jeffrey Young and his team have been incredible throughout my workmans comp claim. Jeff achieved the best possible outcome for me and I cannot express how appreciative I am. My emails and calls were answered, all my concerns were taken care of. I felt like someone was on my side, standing up for me and against a really tough insurance company. I highly recommend this firm for any workers comp and personal injury. Very professional, caring and Jeff is dedicated to helping people. I would give this law firm 10 stars but only allowed 5.

J.G. 5.0

I was in need of professional legal assistance with a workmen’s compensation situation. Attorney Jeffrey Young was highly recommended to me. Jeff and his staff were extremely patient, respectful and knowledgeable. They handled my case expediently and thoroughly. Jeff’s rapport with me, my family and the courts were way beyond my expectations! If I’m ever in need of council again, I’ll call Attorney Young!

John. Di 5.0