In Massachusetts, if you have been injured on the job, your employer’s workers’ compensation insurance is required to provide you with reimbursement of lost wages. This isn’t the only workers’ comp benefits you are eligible for. You may also receive reimbursement for medical expenses, hospital visits, and future earning capacity. Contact our experienced Lowell workers’ compensation attorneys for more information on protecting your rights.
Reimbursement of Lost Wages | Benefits
There are several workers’ compensation benefits in Massachusetts. It’s important to remember that they are awarded based on the facts surrounding the claim. In general, they cover all of the medical expenses that are associated with the injury. Workers’ comp also provides wage replacement if the worker is temporarily or permanently disabled from the injury.
For disability benefits, the financial compensation awarded depends on the severity of the disability. In short, whether the worker is partially or totally disabled and whether the disability is temporary or permanent. Permanent disability means that the worker is totally disabled and can never return to the workforce. A temporary disability means that the worker will eventually be able to return to work. Massachusetts law determines how much financial compensation a worker will receive if they are disabled:
- Workers who are totally and permanently disabled will receive 2/3 of their average weekly wage with a minimum 20% of the state average weekly wage at the time of your injury, and an annual cost of living adjustment for as long as you are disabled.
- Workers who are considered temporarily totally incapacitated will receive around 60% of their average weekly wage from the last year prior to the date of injury for up to 156 weeks. Payment begins on the sixth day of disability unless you cannot work for 21 days or more. Those days aren’t required to be consecutive.
- Workers who are considered partially incapacitated may receive up to 60% of the difference between their average weekly wage and what they can earn with their disability for up to 260 weeks.
While Massachusetts workers’ compensation laws are designed to help protect injured workers, insurance companies want to make a profit. It’s important that injured Massachusetts workers talk with an experienced Lowell workers’ compensation lawyer to make sure that their rights are protected and that they are treated fairly. Contact a dedicated Lowell workers’ compensation lawyer at the Law Office of Jeffrey A. Young for a free consultation. Let our experience work for you.