The law varies slightly from state to state. If you are injured on the job in the state of Massachusetts, it is important to know what benefits you may be entitled to. For more information on workers’ compensation laws in Massachusetts, contact the Law Office of Jeffrey A. Young to schedule a free consultation with our experienced injury attorneys.
Workers’ Compensation Laws in Massachusetts | Insurance
All employers in the state of Massachusetts must carry workers’ compensation insurance. This coverage pays out the benefits received by injured employees, which ranges from full coverage of all medical costs to financial assistance based on degree of disability. Workers who are medically cleared to return to work at a future date will receive less compensation than an employee whose injury prohibits them from ever returning to work again, otherwise called Total and Permanent Incapacity.
Workers’ Compensation Laws in Massachusetts | Disability
Massachusetts workers’ compensation law defines three designations for disability, which are as follows: Total and Permanent Incapacity, Total Incapacity, and Partial Incapacity. Each designation is entitled to a different amount of compensation.
- Employees who suffer from Total and Permanent Incapacity are eligible for Total and Permanent Disability Benefits. This means that the injured worker is eligible to receive two-thirds of their average weekly wage (based on their yearly, 52-week income), along with increased compensation for higher cost-of-living expenses. These benefits may be paid for the remainder of the injured employee’s lifetime.
- Employees who suffer from Total Incapacity are eligible for Total Disability Benefits, which pays the injured worker 60% of their average weekly wage. However, workers can only receive these benefits for up to three years, or 156 weeks.
- Employees who suffer from Partial Incapacity are eligible for Partial Disability Benefits. This refers to workers who have been injured on the job and are now limited in the amount of work they can perform. Partial Disability Benefits allows them to receive 60% of the difference between their weekly wage before the injury and after.
Workers’ Compensation Laws in Massachusetts | Contact Our Office
If you or a loved one has been injured on the job, you will need an experienced attorney who specializes in workers’ compensation cases on your side. Please contact our office today to set up a free consultation.